Cheque Discounting
Your cheque in cash, without waiting for clearing: liquidity now, the bank handles the rest.
A cheque in hand is money — just not in your pocket yet. Cheque discounting turns your cheque into immediate liquidity: PASL advances the funds and takes charge of collection. Your business doesn't wait for banking delays.
Features
- Funds available immediately after validation
- Commission known upfront, no surprises
- Cheques from all Cameroonian banks accepted
- Processed in branch, on simple presentation
Cheque discounting answers a reality every Cameroonian business knows: between the cheque received and the money available lie days that count. PASL removes them.
How does it work?
Present your cheque in branch with your ID. After verification, the amount — minus the commission — is credited to your account or paid in cash. Collecting the cheque becomes our business.
Treasury is a race
A supplier paid cash negotiates better prices; stock rebuilt in time doesn't miss high season. Discounting isn't a cost: it's an accelerator.
Who is it for?
For traders and entrepreneurs paid by cheque who need to move fast: suppliers to settle, stock to rebuild, salaries to pay.
Frequently asked questions
Which cheques are eligible?
FCFA cheques drawn on local banks, made out to you. Your branch checks eligibility in minutes.
What if the cheque bounces?
The advanced amount is then recovered from your account, per the signed conditions. Our teams support your recourse against the issuer.
Do I need to be a PASL client?
Yes — discounting is reserved for PASL account holders. The perfect occasion to open one if you haven't yet.
Grow your business with PASL by your side
Join over 67 520+ clients who trust Pan-African Savings & Loans Cameroon to achieve their professional and personal goals.