Development Loan
Your business runs: give it the means to grow — stock, premises, equipment, staff.
There comes a moment when the business that runs must become the business that grows: more stock for high season, better-placed premises, a machine that doubles output, an employee who frees your time. The Development Loan finances that step up.
Features
- Amounts sized for real investments
- Durations aligned to your investment's payback
- Staged drawdowns as the project advances
- Negotiable grace period at the start
- A dedicated account manager following your project
The Development Loan is for the entrepreneur who has proven themselves and now hits the ceiling of their own capital. Our role: that lack of capital is never what limits your growth.
Investing at the right time counts double
Stock bought before high season, the machine installed before the big order: in business, timing makes profitability. Financing available at the right moment is often worth more than cheaper financing at the wrong one.
A partner who follows the project
Your account manager visits your business, understands your investment and follows its rollout. If reality drifts from the plan — it always does a little — we adjust together.
Eligibility requirements
- ▸ Business operating for at least 12 months
- ▸ Active PASL account with regular movements
Required documents
- Valid identity document
- Trade register or proof of activity
- Income history (statements, collection book…)
- Quotes or pro-forma invoices for the investment
Who is it for?
For established entrepreneurs — at least one full business cycle behind them — who can see precisely where to invest for growth.
Frequently asked questions
Why provide quotes for my investment?
Because a loan that funds a precise object is a loan that succeeds: the quote sizes the right amount — not too much (useless charges), not too little (unfinished project).
Can I repay early if business goes well?
Yes — early repayment is possible and reduces your loan's total cost. Exact conditions are in your contract.
Does my mobile collection book count as history?
Absolutely — it's one of the best proofs of activity we know: it shows your real takings, day after day.
Grow your business with PASL by your side
Join over 67 520+ clients who trust Pan-African Savings & Loans Cameroon to achieve their professional and personal goals.