Stability Loan
Smooth the dips, absorb the shocks: the loan that puts your treasury back on its feet.
Every business has its seasons: the big client who pays late, the low season that stretches, the surprise repair. The Stability Loan absorbs those shocks so your business keeps running at full capacity — without sacrificing stock or suppliers.
Features
- Fast set-up to answer treasury tension
- Repayment timed to the return of better days
- Can consolidate several small debts into one instalment
- Review based on the business's overall health, not the dip of the moment
The Stability Loan starts from a conviction: a good business should never die of a calendar problem. Treasury is machinery — when it seizes, you repair it.
Acting early costs less
The right reflex: come and see us as soon as the tension looms, not when it strangles. A file built calmly gets better terms than an emergency — and your advisor can often propose complementary solutions.
Eligibility requirements
- ▸ Regular activity demonstrable over the last 12 months
- ▸ Active PASL account
Required documents
- Valid identity document
- Income history and account statements
- A simple statement of current debts, if any
Who is it for?
For entrepreneurs and professionals whose business is healthy but whose treasury suffers timing gaps: seasonality, payment delays, surprises.
Frequently asked questions
How does this differ from an overdraft?
The overdraft is a permanent, small-amount flexibility on your current account; the Stability Loan is a structured answer to a bigger tension, repaid over months.
Is consolidating my debts a good idea?
Often, yes: one controlled instalment costs less in fees and stress than scattered deadlines. Your advisor runs the numbers with you, on the table.
Won't a treasury dip hurt my file?
No — the trajectory is what counts. A healthy business crossing a one-off gap is exactly the profile this loan exists for.
Grow your business with PASL by your side
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