StartUp Loan
The first financing of your first business: the boost that turns an idea into a trade that runs.
Every great enterprise started small — a stall, a machine, a first stock. The StartUp Loan finances that first step: an amount at your scale, repayments you can hold, and an advisor who believes in beginnings.
Features
- Amounts suited to first ventures
- A sympathetic review: the project counts as much as the collateral
- Repayments aligned to your business cycle
- Advisory support throughout the loan
- A first well-repaid loan opens the door to the next
The StartUp Loan is our bet on beginnings. Microfinance was born to fund those the big banks don't yet see — it is our craft, and our pride.
The project first
Our review starts with a conversation, not a form: what do you sell, to whom, at what rhythm? A clear project and a realistic repayment plan weigh heavily in the decision.
Your first loan is a double investment
It funds your business — and it builds your credit reputation. At PASL, a well-repaid StartUp becomes a Development Loan on better terms.
Eligibility requirements
- ▸ An income-generating activity, running or credibly documented
- ▸ An active PASL account (savings seniority is an asset)
Required documents
- Valid identity document
- A simple description of the project and its repayment plan
- Proof of business location
Who is it for?
For those launching their first income-generating activity: young entrepreneurs, women starting a trade, employees building a side business.
Frequently asked questions
I don't have significant collateral — can I still borrow?
The StartUp Loan is designed precisely for that: we weigh your project's strength and your savings history as much as classic guarantees. A guarantor can complete the file.
How fast is the decision?
For a complete file, the answer usually comes within a few working days — our teams know a launch doesn't wait.
How do I maximise my chances?
Three tips from our analysts: save regularly before applying (even small amounts), keep a simple book of income and expenses, and borrow for a precise use you can explain.