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StartUp Loan

The first financing of your first business: the boost that turns an idea into a trade that runs.

Every great enterprise started small — a stall, a machine, a first stock. The StartUp Loan finances that first step: an amount at your scale, repayments you can hold, and an advisor who believes in beginnings.

Features

  • Amounts suited to first ventures
  • A sympathetic review: the project counts as much as the collateral
  • Repayments aligned to your business cycle
  • Advisory support throughout the loan
  • A first well-repaid loan opens the door to the next

The StartUp Loan is our bet on beginnings. Microfinance was born to fund those the big banks don't yet see — it is our craft, and our pride.

The project first

Our review starts with a conversation, not a form: what do you sell, to whom, at what rhythm? A clear project and a realistic repayment plan weigh heavily in the decision.

Your first loan is a double investment

It funds your business — and it builds your credit reputation. At PASL, a well-repaid StartUp becomes a Development Loan on better terms.

Eligibility requirements

  • An income-generating activity, running or credibly documented
  • An active PASL account (savings seniority is an asset)

Required documents

  • Valid identity document
  • A simple description of the project and its repayment plan
  • Proof of business location

Who is it for?

For those launching their first income-generating activity: young entrepreneurs, women starting a trade, employees building a side business.

Frequently asked questions

I don't have significant collateral — can I still borrow?

The StartUp Loan is designed precisely for that: we weigh your project's strength and your savings history as much as classic guarantees. A guarantor can complete the file.

How fast is the decision?

For a complete file, the answer usually comes within a few working days — our teams know a launch doesn't wait.

How do I maximise my chances?

Three tips from our analysts: save regularly before applying (even small amounts), keep a simple book of income and expenses, and borrow for a precise use you can explain.

Ready to start?

Grow your business with PASL by your side

Join over 67 520+ clients who trust Pan-African Savings & Loans Cameroon to achieve their professional and personal goals.