School Loan for Savers
Your loyalty as a saver finances the school year: a school loan built on your history, not a payslip.
No payslip, but years of steady deposits? At PASL, your savings book is your reference. The School Loan for Savers builds on your history — daily collections, regular deposits — to finance your children's school year.
Features
- Review based on your savings and collection history
- Amount linked to the regularity of your deposits
- Instalments adapted to your business rhythm
- Settled before the next school year, as for employees
This loan embodies a simple, fair idea: reliability isn't measured only in payslips. The trader who has deposited daily for two years has proven constancy better than many permanent contracts.
Your savings speak for you
Every deposit recorded at PASL builds your invisible file. On application day, it's already ready: we know your rhythm, your seasons, your seriousness. That's the advantage of a bank that sees you all year round.
Eligibility requirements
- ▸ Active, regular PASL savings (minimum seniority required)
- ▸ An income-generating activity
Required documents
- Valid identity document
- PASL savings history or collection book
- Proof of school fees where applicable
Who is it for?
For regular non-salaried savers: traders, artisans, farmers, independents whose PASL savings tell a story of constancy.
Frequently asked questions
How much savings seniority is needed?
A few months of regularity already counts; a full year — showing how you cross the seasons — makes a solid file. Your advisor reviews your history with you.
My deposits are modest — is that a problem?
Regularity counts more than amounts: ten small regular deposits say more than one big one. That's this loan's whole philosophy.
Can I keep saving during repayment?
It's even recommended: maintaining your collection during the loan prepares the next school year — and strengthens your file for every future financing.